Global Fintech · Est. Worldwide
KAIRO — Banks, Apps & Websites Built Complete
Banks, apps & websites — built complete, ready to launch.
Licensed digital banks, fintech platforms and award-grade websites of every kind. One studio. Fixed price. Production-grade.
Your complete website for just RM 1,500
Fully licensed, fully secured, fully launched. No hidden fees. Everything you need to go live with a professional, trust-grade web presence — bundled into one fixed price.
- Internet domain license (ICANN registered)
- GlobalSign SSL certificate
- Cloudflare DNS, WAF & CDN
- Wikipedia / Wikimedia citation alignment
- Trust License & compliance badge
- Custom design + mobile-ready build
* Promo includes 1-year licenses. Renewal at standard rates. Custom domain not included.
All-in Bundle
One-time · Everything included
A glimpse of what we build
Every screen below is a platform we ship.
From licensed neobanks to luxury e-commerce. Open the menu to see the full catalog.
In motion
Engineered for prime time.
Certificates only the owner can see.
Every KGF Builds Academy certificate is private. The graduate signs in to view, download or share it. No public registry, no name-based search.
Trusted by & partnered with
Aligned with the world's most trusted infrastructure
The studio the world will choose.
Founders pick KAIRO because we ship complete, licensed, production-grade platforms — not prototypes. Fixed price. Real launch. Real compliance.
Licensed & compliant
ICANN, GlobalSign, Cloudflare, Trust License — included on every build.
Award-grade design
Editorial typography, cinematic motion, mobile-perfect from day one.
Global delivery
Serving founders across the US, UK, EU, MENA and APAC — one studio, one standard.
Real humans, real support
Direct line to the founders. No tickets, no offshore queues.
Remote teachers wanted — 2 positions only.
KGF Builds Academy is opening two remote teaching seats to lead live cohorts in fintech, web design and product engineering. Flexible hours, global students, paid per cohort.
- 100% remote, work from anywhere
- Set your own cohort schedule
- Paid per enrolled student
- Teach in English or your native language
Only 2 seats — applications close once filled.
2
Remote teaching seats
Join the only studio shipping licensed fintech education worldwide.
Licensed & verified
All licenses & BIC, in plain sight.
Every KGF platform ships with the standards bodies and banking identifiers regulators ask for. Tap any card or open the full registry.
Companies House — verified
Legal entity, directors and filings on the UK public register
HSBC EMI license
Webhook signature + mTLS bundle under live verification
HSBC BaaS (Banking-as-a-Service)
Master nostro account, virtual accounts (VAM), BIaaS
HSBC Open Banking (AISP/PISP)
PSD2 consents with audit-ready call log
BIC / IBAN / BIN registry
Captured live from BaaS responses, exported via PDF
ISO/IEC 27001
Information Security Management System
ISO/IEC 27017 / 27018
Cloud security and PII protection in the cloud
ISO 20022
Global financial messaging standard
PCI DSS 4.0.1
Cardholder data handling, where in scope
EMV 4.4 + DUKPT
Chip, contactless and PIN-block key management
ICANN · W3C · Cloudflare
DNS, accessibility (WCAG 2.1 AA), edge security
Stripe + Visanet rails
2D, 3DS and Visa Direct routed to a master account
Cheque deposits → ledger
Double-entry posting with auditable lineage
SBLC issuance & monetisation
Standby Letter of Credit intake and routing pipeline
HSBC loan products
Application intake wired to internal loan_applications
Resend webhooks
Signed delivery events for outbound transactional mail
The KAIRO Stablecoin — banking-grade, on-chain.
Settle invoices, pay suppliers and earn rewards in KAIR — our Ethereum-native stablecoin and loyalty token. Built with audited OpenZeppelin v5, ERC-2612 permit for gasless approvals, and wired directly into our SWIFT / SEPA / FPS rails.
- • Symbol KAIR · Decimals 18 · Fixed supply
- • Reachable to any bank via SWIFT (BIC/IBAN validated), SEPA, and Faster Payments
- • Compatible with MetaMask, Trust Wallet, Uniswap, every standard EVM wallet
New — GLEIF-conformant
We are a GLEIF LEI Issuer & Validation Agent.
Issue, renew and transfer Legal Entity Identifiers (LEIs) under the GLEIF framework. Level-1 and Level-2 reference-data validation against the Golden Copy — the same 20-character ISO 17442 identifier your bank, broker and regulator require.
- LEI issuance & annual renewal
- LEI transfer between LOUs
- Level-1 & Level-2 validation
- Live GLEIF Golden Copy lookup
Now on EthereumIntroducing KAIRO — our on-chain loyalty token.
KAIR is an ERC-20 utility token issued by Kairo. 1,000,000,000 fixed initial supply, 18 decimals, burnable, and ERC-2612 permit enabled — fully compatible with MetaMask, Trust Wallet, Uniswap and every standard Ethereum wallet. Settle invoices, reward clients, and earn bonus KAIR on every payment link.
- • Symbol KAIR · Decimals 18
- • Standard: ERC-20 + ERC-2612 (gasless approvals)
- • Audited OpenZeppelin v5 base contracts
Ready when you are.
Open the menu to see every platform we build — banks, fintech, e-commerce, SaaS, portfolios, real estate, hospitality and custom builds.
